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FBBS™

FLAMSAL BUSINESS BENCHMARK STANDARD

BBS = Business Benchmark Standard

Notice and Disclaimer — Flamsal Business Benchmark Standard (FBBS™)

Flamsal Business LLC manages the Flamsal Business Benchmark Standard (FBBS™). The FBBS™, including without limitation all methodology, classifications, benchmarks, standards, data, metrics, graphs, charts, descriptions, analyses, and related materials (collectively, the “FBBS Information”), was developed by and is the exclusive property of Flamsal Enterprises LLC, a wholly owned subsidiary of ARFFO IP LLC. “Flamsal Business Benchmark Standard (FBBS™)” and “FBBS™” are service marks of Flamsal Enterprises LLC, used under license and permission. All rights in the FBBS Information are reserved.

The FBBS Information is provided on this website (flamsalbbs.com) solely for informational and educational purposes. It may not be modified, reverse-engineered, reproduced, redistributed, disseminated, or otherwise used in whole or in part without prior written permission from Flamsal Enterprises LLC or its authorized representatives (including Flamsal Business LLC).

The FBBS Information may not be used to create derivative works, indexes, databases, models, analytics, software, or in connection with the issuing, offering, sponsoring, managing, marketing, or promotion of any securities, portfolios, financial products, investment vehicles, business strategies, or other offerings that utilize, are based on, linked to, track, benchmark against, or otherwise derived from the FBBS Information.

It is not possible to invest directly in an index. Exposure to an asset class or trading strategy or other category represented by an index is only available through third party investable instruments (if any) based on that index. Flamsal Business LLC and Flamsal Enterprises LLC do not issue, sponsor, endorse, market, offer, review or otherwise express any opinion regarding any fund, ETF, derivative or other security, investment, financial product or trading strategy that is based on, linked to or seeks to provide an investment return related to the performance of any FBBS™ benchmark, classification or standard (collectively, “FBBS-Linked Investments”). Flamsal Business LLC and Flamsal Enterprises LLC make no assurance that any FBBS-Linked Investments will accurately track performance or provide positive investment returns. Flamsal Business LLC and Flamsal Enterprises LLC are not investment advisers or fiduciaries and make no representation regarding the advisability of investing in any FBBS-Linked Investments.

Index returns do not represent the results of actual trading of investible assets/securities. Flamsal Business LLC and Flamsal Enterprises LLC maintain and calculate benchmarks and classifications, but do not manage actual assets. The calculation of benchmarks, classifications and any associated returns may deviate from the stated methodology. Benchmark or index returns do not reflect payment of any sales charges or fees an investor may pay to purchase the securities underlying the index or FBBS-Linked Investments. The imposition of these fees and charges would cause the performance of an FBBS-Linked Investment to be different than the FBBS™ benchmark or classification performance.

Users assume the entire risk of any use made or permitted of the FBBS Information. FLAMSAL ENTERPRISES LLC, ARFFO IP LLC, FLAMSAL BUSINESS LLC, flamsalbbs.com, AND THEIR RESPECTIVE AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND LICENSORS (COLLECTIVELY, “PROVIDERS”) MAKE NO EXPRESS OR IMPLIED WARRANTIES OR REPRESENTATIONS WITH RESPECT TO THE FBBS INFORMATION (OR RESULTS OBTAINED THEREFROM), AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EACH PROVIDER EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF ORIGINALITY, ACCURACY, TIMELINESS, COMPLETENESS, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.

To the maximum extent permitted by law, no Provider shall be liable for any direct, indirect, special, punitive, consequential (including lost profits), incidental, or other damages arising from the use of or inability to use the FBBS Information, even if advised of the possibility of such damages. This does not exclude liability that cannot be limited under applicable law.

Historical data, benchmarks, classifications, or analysis in the FBBS Information are not guarantees of future performance, results, trends, or outcomes. Past performance or classifications do not indicate future results.

The FBBS Information is impersonal and not tailored to any specific user. It is not a substitute for independent professional judgment, advice, or due diligence in business, investment, or other decisions. Nothing herein constitutes investment advice, a recommendation to buy/sell/hold any security or asset, or an offer/solicitation to buy/sell any security, financial product, or investment vehicle.

Benchmarks or standards are illustrative/hypothetical and do not represent actual trading or managed results. Back-tested or historical data may differ materially from real-world outcomes.

Access to or use of the FBBS Information constitutes acceptance of these terms. For permissions, licensing, or inquiries, contact Flamsal Business LLC via flamsalbusiness.com.